UbiCar is a car insurance provider that aims to disrupt the Australian car insurance market by utilising state-of-the-art mobile telematics paired with industry-beating pricing algorithms to benefit end consumers. The free UbiCar mobile app is available to Australians on iOS and Android and measures and scores driving trips. Good scores for safe driving may earn a fairer-priced insurance quote. UbiCar Insurance customers then receive a variable premium. that depends on how they drive. Safe driving is rewarded with lower insurance premiums. Additionally UbiCar incentivizes safer driving by rewarding good drivers with virtual UbiCoins which can be used to enter competitions or buy real items in the UbiStore.